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Personal Budgeting

Manage your personal finances and savings goals.

Browse hand‑picked tools in this category to quickly solve everyday problems, explore ideas, and make informed decisions.

50/30/20 Budget Calculator

Split income into needs, wants, and savings using the popular 50/30/20 rule.

Monthly Budget Surplus/Deficit Calculator

Determine if you are living within your means by comparing income and expenses.

Debt-to-Income (DTI) Ratio Calculator

Measure how much of your income goes toward debt payments (important for loan approvals).

Emergency Fund Goal Calculator

Calculate how much cash you should set aside for unexpected expenses.

Savings Rate Calculator

Track the percentage of income you are saving each month.

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